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Are you the Limiting Factor?

Written by John O' Connor on December 7, 2009

Are you the Limiting Factor in your Business?

“You are the Limiting Factor” is a new book by an Irish Author and top Irish Business consultant Blaise Brosnan.

“You are the Limiting Factor” as a title is not the start of some self-bashing exercise. The purpose neatly conveyed through out the book is to realise that you as an individual can control your businesses destiny.  It helps boost confidence through useful techniques and evaluations that are so easy to apply to your

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Budget 2010 & Childcare Supplement

Written by John O' Connor on December 6, 2009

A lot of the focus in the upcoming budget will focus on Child Benefit, your childcare supplement payments will be affected in 2010.
While the Childcare supplement will not form part of the Budget 2010 proposals, it is worth remembering that from January you will not be receiving Childcare supplements previously existing for children under 6.
The Early Childcare Supplement was halved to €500 from May 1st last and will no longer be paid in 2010 as part of the April 09

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Health Levy & Reducing it’s impact on your Salary

Written by John O' Connor on November 30, 2009

A few weeks ago we spoke about how fundamentals errors in the implementation of the Health Levy could result in a €1,000 gross pay rise could result in less money in your pocket after tax.  We hope the government clears up the impact of this in the forthcoming budget.  There are ways of decreasing the impact of the health levy on your pocket in these marginal cases if the government allow this to continue post budget.

In the following descriptions, I

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GP Locums subject to PAYE Tax

Written by John O' Connor on November 20, 2009

Courtesty of the Irish Medical Times, here is some important information for GP’s who hire locums for out of hours cover and indeed for the locums themselves:

http://www.imt.ie/news/2009/11/locums_must_have_paye_deducted.html

This will have a large impact on both the doctors and the locums.  Under PAYE the doctors will have to deduct PRSI, Health levy and income levy for the locums.  For the locums it will impact the expenses they can claim under self-employment, but on the other hand they will be able to utilise

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Income Tax Deadline Nov 2009

Written by John O' Connor on November 10, 2009

RedOakTaxRefunds Latest News.  Don’t forget that the income tax filing deadline for self-assesed persons is next Monday. For all of you who thought there was a lot of time left (like some of our clients!) I can tell you we’re very definately in the closing straight now! so sort out those final bits and pieces and submit straightaway.


How a pay rise can leave you worse off

Written by John O' Connor on November 2, 2009

You can be up to €1,040 worse off for increase in salary in Health Levy fiasco.

Tax system means a €1,000 pay rise can leave you €290 worse off depending on how much you earn.
Lets see this in action and compare your take home pay from earning €25,000 versus €26,000.

So unbelievably a €1,000 payrise will leave you €290 worse off.

How does this Happen?

The Government loves levies. First PRSI, then the Health Levy and more recently we have learned to doff

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Revenue chase CGT for 2008 house sales

Written by John O' Connor on October 31, 2009

Did you sell a property in 2008? If you sold a non principal private residence (non-PPR) last year and have not declared or paid Capital Gains Tax, you will probably have received a letter in the post from Revenue last week informing you that payments was due by the 31st October. Details on the Revenue submission here.

If you are calculating the CGT yourself, dont forget to include indexation of the purchase cost if allowed, as well as include your relevant

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CGT Treatment of Anglo Irish Bank Share Losses

Written by John O' Connor on October 28, 2009

As an Anglo Irish Bank Shareholder, the value of your stake in the bank was not finalised on the nationalisation of the bank earlier this year. According to Minister of Finance Brian Lenihan an assessor would be appointed at a future date to decide on the treatment.

However from a tax point of view, and in particular from a CGT perspective, the shares are being treated as being of negligible value and as such a CGT loss can be calculated and

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Thanks for the thanks!

Written by John O' Connor on October 14, 2009

We don’t normally publish feedback we get from our customers, but we were especially delighted with the following from Michelle and couldn’t resist!

“Thanks a million for all your help over the past few weeks.
Unfortunately I don’t have access to your facebook from my email, but I
would just like to say that I found your service to be fantastic.

Also it was great to deal with the
one person the entire time rather than different people, and you

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Shopping for medical treatment

Written by John O' Connor on October 9, 2009

Gone are the days when you would go to your local GP or dentist for all treatments, there is now a truly global industry in the provision of medical services. It doesn’t seem that long ago that pictures of Shane Warne’s newest hair transplant treatments were oddities that existed only in the sports pages of tabloids and down under!

Specialisations now exist in laser eye surgery, dental surgery and the different types of cosmetic surgery from invasive/non-invasive hair transplants treatments, botox,

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