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10 things you should know about PRTB

Written by John O' Connor on October 6, 2009

Landlords, have you registered your tenants with the Private Residential Tenancies Board (PRTB)
Here are ten very good reasons why landlords and tenant should make sure that tenancies are registered.

You can find out more about Rent and Tax here.

It’s the Law: Unless you are availing of the rent-a-room relief scheme or other exemption, you have to do it.  Hey, we, know, boring old law – but best to just sign up and forget about it!
Exempt Properties: Other than the rent-a-room relief

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September Fan Prize

Written by John O' Connor on October 1, 2009

Entry to the September competition has closed and we are delighted to have 337 entries.

Now unfortunately not all entries are valid and some will have to be disallowed.  Ali Behan, for example is a dog and not a real person (I know – I have met the mutt!) Now he’s a very interesting dog with interesting things to say, so does deserve a facebook page, but will not be winning the prize.

We’ll make the draw tomorrow and are delighted

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Dental benefits from PRSI

Written by John O' Connor on September 29, 2009

Are you paying for visits to your dentist which you should be receiving as a benefit for paying PRSI or for having a medical card?

What’s Covered
In general, a normal person with healthy teeth will get one dental examination and two cleanings per year. You’re also entitled to significant cost reductions on fillings/extraction/root canal and host of other pleasurable treatments under PRSI. Furthermore, you can also claim tax back on more complicated treatments via the Med2 form (Note that you can

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Should I cash in my Policy?

Written by John O' Connor on September 21, 2009

Today, I received in the post a performance statement for a endowment insurance policy I took out 11.5 years ago.  €63.49 (or 50 of old money) paid monthly into a policy to mature after 20 years.

Usually they get rapidly filed away, but I decided for a change to do a personalised performance assessment and I do stress personalised – this aint coming from the book of how to assess investment performance.

Performance Yardstick 1:  Current Investment Value vs Money put in

Firstly,

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Non Principal Private Residence €200 tax

Written by John O' Connor on September 21, 2009

Have you paid the new Non Principal Private Residence Tax Charge?  The deadline for this charge is the 30th September.

You can pay it online from  https://www.nppr.ie/

All you need to pay this is your PPS number, address of property and, of course, a bank card to pay for it.

We’ve used it a few times for our clients and it appears to work pretty well and be fairly simple.


How will NAMA affect Property Market?

Written by John O' Connor on September 17, 2009

NAMA and the Property Market

The announcement of the Nama deal with the banks yesterday focussed on the impact on the banks.

But probably the greatest impact the change will have is on the Property Market.  If you take into account NAMA, proposed water charges and property tax and possible changes in Stamp duty, we are entering a new phase in the volatile phase in history for Irish Property.

How do you think it will pan out?

Add your voice to a survey of

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Equitable but not Neutral

Written by John O' Connor on September 14, 2009

Just some quick thoughts on the Commission on Taxation and Stamp Duty.

Stamp Duty created an Unbalanced Tax System

One of the main thrusts of the commission on taxation is that its purpose was not to increase the tax burden, but rather to distribute it more fairly.

However at the time the commission was put together, Stamp Duty produced a huge portion of the tax take in this country.  At this stage it produces minimal return.  In remaining Revenue neutral, the commission

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Breaking Down Redundancy Payments

Written by John O' Connor on September 14, 2009

We’re introducing a redundancy section to our website to help explain a difficult and stressful topic.  We will of course be focussing on Tax issues associated with Redundancy, but will look at other parts also.

Firstly, we would like to introduce an overview of Redundancy and Tax.  Redundancy taxation is usually presented in a big pile on our plate, but we can break it down a bit to help understand it better.  This is shown as a graphic below, with the

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Tax Commission inconsistencies

Written by John O' Connor on September 7, 2009

Going through the Commission on Taxation report now and I’ll post some thoughts here.

Child Benefit v Maternity Benefit

First up, surprised to see the commission recommend some form of taxation of child benefit, but declare that Maternity Benefit should not be taxable.  Why is this?  Why are they given distinct treatments?

I’d appreciate your views as to why one should be taxed and not the other as that genuinely confuses me.  To my mind, it would seem that the commission has taken

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