One question I hear a lot is ‘Why did my friend get a larger refund than me?’.  Well….how long is a piece of string? Really, the answer to that question is far from straightforward, as differences in refunds can be due to any amount of reasons.

What we find is people of a similar age and circumstances are often confused as to why their friends got a better refund and really one of the major reasons can be the type of job they’re

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